Massive free ATM network
GoBank has a network of more than 40,000 free ATMs. Compare that to some of the biggest banks in the U.S. Find a free ATMs nearby when you need it with the help of our app.
Deposit cash for free at any Walmart®
Make cash deposits exclusively at any neighborhood Walmart for no charge. Just give the cashier your card and ask to have money added to your account. Keep money in your account so you’re always ready to pay bills, shop online or send money when you need to.
Get employer payroll deposited to your account, often 2 days before payday
Get Federal Benefits deposited to your account, often 4 days before benefits day
We load your pay when you employer or benefits provider gives us early notice you have money coming. Not every employer or benefits provider gives us early notice every payday, but many do.
Pay bills online with GoBank
Pay who you need to, when you need to, online or through our award-winning mobile app!
Pay rent or any bill with our online checkbook. Set up one-time or recurring payments. We’ll even send a paper check for free, if necessary.
Set up a budget on GoBank
Build a budget in our app based on your monthly expenses and income. Set up reminders so you’re alerted about expenses and income. Then, adjust your budget as necessary. Plan for a better tomorrow!
Have questions? Check out our build a budget FAQs.
Let Fortune Teller help you with purchase decisions to stay on budget
Exclusively available on GoBank’s mobile app. Fortune Teller checks against your balance, budget and purchase amount. It’s a quick way to see if that next purchase is within budget.
Have questions? Check out our Fortune Teller FAQs.
Stash money away for a rainy day
Put some money in the Vault for safe keeping. Just move the money out of the Vault and back into your available balance when you’re ready to use it. Save for that next big purchase!
Have questions? Check out our Money Vault FAQs.
Send or receive money online in minutes
Move money fast with just a few taps
Quickly send or receive money online or through our award-winning mobile app. You can send money from your GoBank card to a friend’s or family member’s GoBank card easily. Send or receive money with a neighbor or someone across the country.
Pay anyone with personal checks
Can’t pay with your card, but don’t want to pay with cash? Write a check. It’s less hassle than money orders and you can track all your payments with the GoBank app.
Deposit checks while on the go
With GoBank, depositing a check is as easy as snapping a few pics on your smartphone! Skip a trip to the ATM, avoid long check cashing teller lines and say goodbye to check cashing fees. Stop worrying about business hours…your smartphone gets your check deposited without leaving your home!
No overdraft fees, no bounced check fees, no ongoing minimum balance requirements, no worries.
Are you an Uber partner interested in the Uber Visa Debit Card from GoBank?
|Sign up online & through the GoBank app||FREE|
|Monthly Membership||$8.95 but WAIVED in any monthly statement cycle in which your account receives payroll or government direct deposits totaling at least $500.*|
For all GoBank accounts, you must be at least 18 years of age.
* Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account.
|ASAP Direct Deposit™||FREE – We load your pay when we get early notice you have money coming. Not every payer gives us early notice every payday, but most do.|
|Add cash at any Walmart® register (not available in VT)||FREE|
|Add cash at the register of participating retailers||Up to $4.95|
Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000.
|Withdraw cash at any of our 42,000+ ATMs across the United States.||FREE|
|Out-of-network ATMs and bank tellers||$2.50 plus any fees that the ATM owner or bank may charge|
|Order paper checks||$5.95 for a pack of 12|
|Purchases from foreign websites and merchants||3%|